Housing Loan
House Loan facility is offered to the employees/ officers of the West Bengal Government under Housing Loan Scheme by different Nationalized Banks.
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Governor is pleased to decide to abolish the upper cost ceiling limit for construction/ acquisition of house/ flat funded from all sources by the employees.
Interest on borrowed capital for House Building Advance would be on the basis of accrual of interest which would start running from the date of drawal of the advance.
Rates of interest on loans and advances to Government Servants, etc. for the year 2015-2016. No. 331-FB dated 17.06.2016. House Building Advance upto 50k @6%.
Last Date of ONLINE application: 29.02.2016. Application Money: 25000/-, Last date of depositing the application money: 02.03.2016. Mode of Payment: By cash through Bank of Baroda.
Self Financing Housing scheme for senior level IAS Officers of the State Cadre similar to that of the West Bengal Government Servants and Policeman working for this State.
Rate of Interest for Other Advances (i.e. advances in connection with marriage, illness, etc. and advances for other purposes) including passage advance is 5.5% per annum.
Housing Loan Scheme for the employees of Government of West Bengal in association with United Bank of India (UBI) under tie-up arrangement – Rate of interest with immediate effect.
The last date for issue of Application Form for 53 nos. 2BHK/3BHK flats is extended upto 24.06.2014. The last date for submission of Application Form is also extended upto 02.07.2014. The Application Money to be submitted alongwith the Application Form has been revised to Rs. 3 Lakh only.
A person belonging to a Minority Community (i.e either Muslim or Christian or Sikh or Buddhist or Parsi or Jain) intending to acquire an Apartment will have to apply in the prescribed Application Form contained in the Application Kit.
Governor has been pleased to fix the following rates of interest on loans and advances taken by Government Servants during the year 2013-2014 as follows:
Governor has been pleased to decide to introduce a new scheme of House Building Loan to the State Government Employees named AKANKSHA with a provision of Rs. 100 Cr.
(i) Up to Rs. 50,000/- ………… 6%
(ii) Up to Rs. 1,50,000/- ………… 7.5%
(iii) Up to Rs. 5,00,000/- ………… 9%
(iv) Up to Rs. 7,50,000/- ………… 9.5%
Housing Loan Scheme for the employees of the Government of West Bengal in association with the United Bank of India under tie-up arrangement – Rate of interest with immediate effect.
The Governor has been pleased to Fix the following rates of interest on loans taken by Government Servants during the year 2011-2012 as follows:
Governor has been pleased to accord sanction to introduce the fixed rate of interest in the Housing Loan Scheme for employees of Govt. of West Bengal for a period of one year with effect from 01.07.2010 in the following manner as prescribed by the WBSCB Ltd.