LIC Jeevan Saral plan
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Can any one give me detail information about LIC jeevan Saral Plan, because I cannot believe the agents.
Dear friend saij,
There is no need to depend upon the insurece agent. You just visit http://www.licindia.in the official website of LIC India. Take time to decide and then call the agent for purchasing the policy.LIC Jeevan Saral Plan is basically an Endowment plan having certain flexibilities by which it is called Special plan.
The fundamental of endowment policy is that it will insure your life as well as it will produce a return of investment.
I believe investment and insurance should not be mixed. Choose the best investment plan while you like to invest only and expect great return.
And when it is the case of insurance, choose the best insurance plan which should be pure term insurance plan.
Conclusion: Do not go for LIC Jeevan Saral Plan.@admin,
What about Jeevan Anand? What is your openion?Same as above. It mixes “Insurance”+”Investment”.
Photocopy of certificate of LIC Jeevan Saral
LIC offers only two pure term insurance plan:-
1. Anmol Jeevan
2. Amulya Jeevan
As these are purely term insurance policy, as such, the premiums are very very low. You will get only accidental coverage. LIC agents may not encourage these two but these are actually the gems of LIC.Most of the bagents are showing a table where you can get a maturity amount calcuted on arate of compound interest of 13.5%. I think all of them are fraud.
So be aware of these agents.
Thanks a lotAs admin already said one should not mix insurance with investment…it results in insufficient insurance and devalued savings after inflation adjustment.
Take a Term Insurance Plan with sufficient cover and invest the rest amount in Debt/Equity/Balanced/Diversified/Gold etc. Mutual funds according to your age and need through SIP mode.Thanks for reply. But my question is why the agents are trying to make the people fool?
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