Tax Savings Schemes

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December 4, 2012 at 1:47 pm #75845

Anonymous
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Yes, you can on it, because all the responsibilities of the PLI policies are of THE PRESIDENT OF INDIA. If you can believe The President of India, then you may do the policies.

December 4, 2012 at 1:54 pm #75846

Anonymous
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I think you heard right news. I think inthe present time of internet world it takes at most 2 to 3 months

December 8, 2012 at 3:07 pm #75904

Anonymous
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I can give you an example. Let at the time of entry your age is 30 yrs. Maturity age is 60 i.e. term of policy is 30 yrs. S.A.= Rs. 5,00,000. Then the calculation of maturity value is like below.
Maturity value=Rs.(5,00,000+30x6500x5) =Rs.(5,00,000+9,75,000)=Rs. 14,75,000 only, according to the present rate.

December 8, 2012 at 3:54 pm #75908

Anonymous
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Thank you so much Saij. Please tell me the reason of including the figures 6500 and 5 in the calculation.

December 8, 2012 at 4:13 pm #75910

Anonymous
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6500 stands for Rs 65 per annum per 1000 sum assured, since I have calculated first for 1,00,000 then for 5 lacs. Hence the figure 5 has come. are you clear? Thanks.

December 8, 2012 at 5:26 pm #75911

Anonymous
Inactive

I see. Thank you again. Can I see its the best savings cum insurance policy for the employees?

December 9, 2012 at 1:52 pm #75917

Anonymous
Inactive

I think it is the best policy for both savings and isurance. There is no other agent between you and govt. Therefore it is obvious that govt will have not to pay commission to agents. Therefore there are better opprtunity to invest your money. Keep it in your mind that it is not RPLI, it is PLI.
Thanks again.

December 9, 2012 at 1:56 pm #75918

Anonymous
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actually the rate was 70 per thousand per annum. But our respected central govt has decreses the rate from 70 to 65 from most probably 2009. In the post offices if you want to enquiry the matter most of them will say it is 70. but I am sure it is 65.

January 31, 2013 at 7:43 pm #76683

Anonymous
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Discussing Tax saving schemes and you have not discussed about..ELSS!!!

February 1, 2013 at 3:14 pm #76699

Anonymous
Inactive

Thanks for so late reply. Now I want to say about the other insurance policy. There are some policies where the policy holder will get the tax rebate. But the main problems is I donot believe the agents. They always want to discuss the policies where they will got more commission. Therefore I want to say friends to do the policies after taking a lot of informations about the policies. I think table no 16 is the most reliable policy of LICI.
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