Credit Card
A credit card is a financial tool issued by a bank or financial institution that allows cardholders to borrow funds up to a certain limit in order to make purchases, pay for services, or withdraw cash.
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Objective of the Arrangement is to encourage the entrepreneurs for availing of financial assistance under WBBCCS, bearing a low burden of interest on credit facilities.
The objective of the scheme is to provide the Youth of West Bengal, who have entrepreneurial skill and want to be self-reliant by setting up micro enterprises, access to institutional finance for their credit needs.
The arrangement provides interest subsidy to the extent that the students have to bear interest burden of only 4% p.a. at simple rate during the full period of the education loans without providing any collateral security and third-party guarantee, for pursuing education from class 10 onwards.
Eligibility for MJCC may also be extended to the fish farmers dealing with both fresh and brackish waters as well as fisher folk involved in capture fishery in marine sector.
Students residing in West Bengal above 10 years. Loan will be available for undergraduate, postgraduate, doctoral and post-doctoral study in India or abroad. Students till the age of 40 years of age are eligible for the scheme.
A Kisan Credit Card (KCC) is a credit delivery mechanism that is aimed at enabling farmers to have quick and timely access to affordable credit for their working capital.
State Blood Transfusion Council issues guidelines for supervising and monitoring system of blood transfusion services against blood donor credit cards and free for indoor issues.