West Bengal Student Credit Card Scheme, 2021

Name of the Scheme: West Bengal Student Credit Card Scheme, 2021

Beneficiary: Students residing in West Bengal above 10 years. Loan will be available for undergraduate, postgraduate, doctoral and post-doctoral study in India or abroad. Students till the age of 40 years of age are eligible for the scheme.

Objective: To provide soft loans upto Rs. 10 lakh to pursue higher studies with the help of Credit Card.

Fifteen years will be given to a student to repay the loan after getting a job.

Date of Launch: The decision to launch this scheme was taken in a state cabinet meeting which was held on 24th June 2021.

Website: https://wbscc.wb.gov.in/


  1. Students Credit Card Scheme Gazette Notification
  2. Amendment of Gazette Notification
  3. How to Apply for Students Credit Card in English
  4. How to Apply for Students Credit Card in Bengali
  5. How to Apply for Students Credit Card for Courses Outside India
  6. User Manual for 100% Document Submission
  7. User Manual for Institutions
  8. User Manual for Higher Education Department
  9. User Manual for Bank

Descriptive Check-List of Documents for Students under WBSCC Scheme

Check-List of DocumentsType of DocumentWhere to get the document
Loan application on Bank’s formatAs desired by individual BanksConcerned Bank Branch
Proof of Address for Borrower & Co-BorrowerAadhar Card OR Ration Card OR EPIC CardSelf
Proof of Age. Copy of PAN of student Borrower and Co-Borrower. In case PAN is not available at the time of sanction, the same is to be obtained before disbursement of the education loan.Birth Certificate OR Admit Card of 10th Standard from Recognised Board OR PAN CardSelf
Proof of having cleared the last qualifying examinationResult/ Certificate from Recognised Board or UniversityInstitute
Letter of admissionFrom the recognized InstitutionInstitute
Prospectus of the course wherein charges like Admission Fee, Examination Fee, Hostel Charges etc. is mentioned.From the recognized InstitutionInstitute
Details of Assets & Liabilities of parent(s)/ co-borrower.Sample documentSelf
ITR of Co-Borrower for last 2 years, if filed and available.1. In case the Borrower/ Co-borrower have filed ITR- ITR copy 2. In case having no ITR copy need an Income certificate from Local SDO/BDO1. Self 2. Local SDO/ BDO

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