Hello forum members I need your help on an important matter, I recently decided to buy a health insurance for my Father & Mother. they are now 72 & 65 years old and having diabetic problems. I prefer the Govt. insurance companies but I found no suitable product available to them,most of them are expire at the age of 80 and have to under go many tests.there is also no coverage for pre-existing diseases or time bound coverage. If any forum member take such policies? Please help me to decide.
Sorry @ Mr. Nemo the plans you are talking about are family floater plans but I am looking for fresh individual Health Insurance for my parents aged 70. National Insurances’s VARISTHA Mediclaim & United India’s Senior Citizen policies attract me most but there is no listed nursing home in our Jalpaiguri town for both of the policies, I am also looking for an insurance agent who can help me during the time of claim. My previous experience with such agents is very poor.