Hello forum members I need your help on an important matter, I recently decided to buy a health insurance for my Father & Mother. they are now 72 & 65 years old and having diabetic problems. I prefer the Govt. insurance companies but I found no suitable product available to them,most of them are expire at the age of 80 and have to under go many tests.there is also no coverage for pre-existing diseases or time bound coverage. If any forum member take such policies? Please help me to decide.