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I am posted as a surgeon in a district hospital.
I have completed 13 years and 6 months of service till date.
Now, I want to take loan from my account.
Please let me know the procedures.
Thanks And regards.
You can apply to your DDO for Refundable Advance from your GPF Account.
Non refundable advance can be availed only after 15 years of service or within 10 years before retirement.
Ref: General Provident Fund Rules for Govt. Employees | WBXPress
What are the conditions for taking Refundable GPF advance ?
Find your answer here
General Provident Fund Rules
May I know after how many years of service can an employee get refundable loan from GPF
In case of non-refundable advance the length of service required is 15 years.
But in case of refundable advance there is no such restriction. You can avail refundable loan anytime.