* If you are a teacher, then you may apply for non-refundable P.F. loan after the completion of 15 years of service or within 10 years before the date of your retirement,whichever is earlier. ( No. 458-SE /1M-96/2005 dated 16.12.2005)
**Your advance may be allowed on the following grounds-
1) Medical ground, 2) marriage of son/daughter, 3) purchase a land/flat, 4) construction of a building, 5) higher education for children.
***The amount shall not exceed 3/4(three-fourth) of the balance standing 31st March of the previous year.
****Your loan will be sanctioned by the H.M.
*****In case of H.M., such loan will be sanctioned by the Secretary/Administrator.
You will apply to your authority.