Some portion of G.O. No. 8301-F dated 26.8.09 produced below which will give you clear conception over the matter.
2. Action to be taken by bank –
(1) The Local Head Office/Controlling Office of the bank having such facility of e-Payment of Salary , shall, at the request of the Head of Office, select a suitable branch of that bank as designated branch keeping in view convenience of the Head of the office as well as the infrastructure/capacity of branch.
(2) The bank shall render its service free of cost and it shall not impose any service charge in future for this purpose.
(3) (a) The bank shall arrange to open the Savings bank account with zero balance preferably with Automated Teller Machine ( ATM ) facility in the name of the employee.
Source: wbfin.nic.in