Death-cum-Retirement Benefit Rules (After ROPA, 2019)

Minimum qualifying service for eligibility in pension is 10 years. Full Pension @ 50% of Last Pay is applicable for qualifying service of 20 years or more. It is the simplified pension matters.

Classification of pension:

(a) Compensation Pension

(b) Invalid Pension

(c) Superannuation Pension

(d) Retiring Pension

Compensation Pension

Option in case of abolition of permanent post. If an officer is selected for discharge owing to the abolition of permanent post, he shall, unless he is appointed to another post the conditions of which are deemed by the authority competent to discharge him to be at least equal to those of his own, have the option-

(a) of taking any compensation pension or gratuity to which he may be entitled for service he has rendered; or

(b) of acceptation another appointment of transfer to another establishment even on a lower pay, if offered, and continuing to count his previous service for pension.

Invalid Pension

Invalid pension when awarded.- An invalid pension is awarded, on his retirement from public service, to an officer who by bodily or mental infirmity is permanently incapacitated for public service, or for the particular branch of it to which he belongs.

Superannuation Pension

When superannuation pension is granted.- A superannuation pension is granted to an officer entitled or compelled under rules prescribed in chapter X of West Bengal Service Rules, Part-I, to retire at a particular age.

Retiring Pension

Retiring pension when granted.- A retiring pension is granted to an officer who is permitted to retire after completing qualifying service.

For more detail visit: West Bengal Services (Death-Cum-Retirement Benefit) Rules, 1971

Pension Matters Simplified:

The pensionary benefits in respect of the West Bengal Govt. Employees who retire after 01.01.2016 shall be determined as follows:

  • Last Basic Pay
  • Qualifying Service
  • Pension
  • Additional Pension
  • Family Pension
  • Additional Family Pension
  • Retiring Gratuity/ Death Gratuity
  • Commutation of Pension

Qualifying Service Calculation: Date of Superannuation – Date of appointment – Period of E.L – Period of suspension. Below 3 months of service will not be counted. Three or more than three months of service will be counted as next 6 months qualifying service.

Illustration: A qualifying service of 23 years 7 months 11 days calculated above will be taken as 23 years 6 months. Similarly 23 years 9 months will be taken as 24 years.

Pension Calculation:-

  • Minimum qualifying service for eligibility in pension is 10 years.
  • Full Pension is applicable for qualifying service of 20 years or more.
  • For qualifying service between 10 and 20 years, proportionate reduction in pension is applicable.
  • Full pension = 50% of Last Basic Pay.
  • Maximum ceiling of pension = Rs. 1,00,500/-
  • Minimum amount of pension = Rs. 8,500/-

Illustration:-

  • For a service period of 33 years and last basic pay of Rs. 30,000/-, pension will be Rs. 15,000/-.
  • 20 years of service period and last basic pay Rs. 30,000/-, pension will be Rs. 15,000/-
  • 15 years of service period and last basic pay Rs. 30,000/-, pension will be Rs. 15000*15/20 = Rs. 11250/-
  • 8 years of service period and last basic pay Rs. 30,000/-, pension will be Rs. NIL.

Additional Pension

The amount of pension increases with the increase of age of the pensioner by the following:

Age of PensionerAdditional Quantum of Pension
From 80 years to 85 years20% of the basic pension
From 85 years to 90 years30% of the basic pension
From 90 years to 95 years40% of the basic pension
From 95 years to 100 years50% of the basic pension
100 years or more100% of the basic pension

Family Pension

  • Family Pension is 30% of the last basic pay.
  • Maximum ceiling of family pension is Rs. 60,300/-

Additional Family Pension

The amount of pension increases with the increase of the age of the family pensioner by the following methods:

Age of Family PensionerAdditional Quantum of Pension
From 80 years to 85 years20% of the basic family pension
From 85 years to 90 years30% of the basic family pension
From 90 years to 95 years40% of the basic family pension
From 95 years to 100 years50% of the basic pension
100 years or more100% of the basic pension

Retiring Gratuity/ Death Gratuity

  • Maximum amount of retiring gratuity/ death gratuity is Rs. 12,00,000/-.
  • In case of death gratuity it is calculated as follows:
Length of Qualifying ServiceRate of Death Gratuity
Less than 1 (one) year2 times of last drawn monthly emoluments
1 (one) year or more but less than 5 (five) years6 times of last drawn monthly emoluments
5 (five) years or more but less than 11 (eleven) years12 times of last drawn monthly emoluments
11 (eleven) years or more but less than 20 (twenty) years20 times of last drawn monthly emoluments
20 (twenty) years or moreHalf of the last drawn monthly emoluments for every completed six monthly period of qualifying service subject to a maximum of 33 times of last drawn monthly emoluments

Illustration:-

  • For a service period of 20 years and last basic pay of Rs. 15,000/-, DA Rs. 3000/- retirement gratuity will be Rs. 1,80,000/- and death gratuity if applicable would be Rs. 3,60,000/-

Commutation of Pension

A Government employee is entitled to commute up to a lump sum of 40% of pension as per the following table:

Age on next birthdayCommutation value expressed as number of year’s purchaseAge on next birthdayCommutation value expressed as number of year’s purchase
209.188518.808
219.187528.768
229.186538.724
239.185548.678
249.184558.627
259.183568.572
269.182578.512
279.180588.446
289.178598.371
299.176608.287
309.173618.194
319.169628.093
329.164637.982
339.159647.862
349.152657.731
359.145667.591
369.136677.431
379.126687.262
389.116697.083
399.103706.897
409.090716.703
419.075726.502
429.059736.296
439.040746.085
449.019755.872
458.996765.657
468.971775.443
478.943785.229
488.913795.018
498.881804.812
508.846814.611

[Basis: LIC(94-96) Ultimate Tables and 8.00% interest]

Illustration: An employee with last basic pay of Rs. 30,000/-, qualifying service 22 years, then pension is Rs. 15,000/-, Commutation is Rs. 15,000 x 40% = Rs. 6000/-. If the age at next birthday is 61 years then Commutation Values for Pension (CVP) from the above table = Rs. 6000 x 8.194 x 12 = Rs. 5,89,968/-, Reduced pension is Rs. 9000/-.

Ref: 535-F dated 01.10.2019 and 536-F dated 01.10.2019

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